Terms of Service
Last Update: June 30, 2023
Disclaimer:
Engarde Financial Group LLC (“Company”) has updated terms that apply to the use of our Website(s) (as herein defined). For the purposes of these Terms of Use, the term, “Website(s)”, shall refer to https://www.engardefinancial.com/terms-of-service that link to these Terms of Use. The Website(s) is provided to you subject to these Terms of Use (“Terms”), which may be updated by us from time to time pursuant to Section 1 herein. By accessing and using the Website(s), you accept and agree to be bound by these Terms, and the Company’s Privacy Policy. If you do not agree to these Terms, you must not access or use the Website(s). Further, when accessing the Website(s) you shall be subject to any posted guidelines or rules applicable to the Website(s), which may be posted and modified from time to time. All such guidelines or rules are hereby incorporated by reference into these Terms.
1. Changes in these Terms
These Terms, or any part thereof, may be amended by us, at any time, and such modifications, additions, or deletions will be effective immediately upon posting. Your use of the Website(s) after such posting shall be deemed to constitute acceptance by you of such modifications, additions, or deletions.
2. Changes to the Website(s)
Any aspect, service, or feature of the Website(s) at any time, including, may be changed or discontinued. These aspects shall include but not be limited to, content, availability, and equipment needed for access or use.
3. Intellectual Property Rights
All text, graphics, photographs, trademarks, logos, icons, user interfaces, sounds, music, videos, artwork, software, and computer code (collectively, “Content”), including but not limited to layout, design, structure, color scheme, selection, combination and arrangement of the Content present on the Website(s)is owned by or licensed to us. Such Content is protected by copyright, trademark, trade dress and various other intellectual property, and unfair competition laws.
4. Limitation of Liability
EXCEPT FOR YOUR LIABILITY FOR PAYMENT OF FEES AND INDEMNIFICATION OBLIGATIONS, EACH PARTY’S AGGREGATE LIABILITY WILL BE LIMITED TO THE TOTAL AMOUNTS YOU HAVE ACTUALLY PAID TO THE COMPANY IN THE TWELVE MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO A CLAIM. THE COMPANY IS NOT RESPONSIBLE FOR AND EXPRESSLY DISCLAIMS ANY LIABILITY WITH RESPECT TO ALL THIRD-PARTY PRODUCTS THAT YOU USE. IN NO EVENT SHALL EITHER PARTY BE LIABLE FOR ANY INDIRECT, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES OR LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS OPPORTUNITIES. THIS SECTION DOES NOT APPLY TO A PARTY’S VIOLATION OF THE OTHER PARTY’S INTELLECTUAL PROPERTY RIGHTS.
5. Indemnification
You agree to defend, indemnify and hold harmless Company, its affiliates, and their respective directors, officers, employees, and agents from and against all third-party claims and expenses, including attorneys’ fees, arising out of the use of the Website(s) by you.
6. Termination
We may terminate or suspend these Terms at any time without notice to you. Without limiting the foregoing, we shall have the right to immediately terminate your access to the Website(s) in the event of any conduct by you which we, in our sole discretion, consider as unacceptable, or in the event of any breach by you of these Terms.
7. Governing Law
These Terms of Service shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions.
8. Miscellaneous
These Terms and any operating rules for the Website(s) established by us constitute the entire agreement of the parties with respect to the subject matter hereof and supersede all previous written or oral agreements between the parties with respect to such subject matter. The provisions of these Terms are for the benefit of the Company, its affiliates and its third-party content providers and licensors and each shall have the right to assert and enforce such provisions directly or on its own behalf. No waiver by either party of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. If any part of these Terms is found by a court of competent jurisdiction to be invalid or unenforceable, it will be replaced with language reflecting the original purpose in a valid and enforceable manner. The enforceable sections of these Terms will remain binding upon the parties.
Cookies Policy:
This Cookie policy explains what cookies are and how Engarde Financial Group LLLC, (“we”, “our”, “us”) use them. The users, visitors and customers (‘you”, “your”) should read this policy so you can understand what type of cookies we use, the information we collect using cookies and how that information is used when you visit our website https://engardefinancial.com/ . For further information on how we use, store and keep your personal data secure, see our Privacy Policy.
This policy also tells you what your rights are in relation to the personal data you give to us. If you have any questions about this Cookie policy, please contact:
What are Cookies?
To enhance your experience on our website, our web pages use "cookies". Cookies are small text files that record browser activity and store your preferences. Whenever you visit our website, the website sends a cookie to the device you’re using to access the website. Your device automatically stores the cookie in a file that’s located within your web browser. This way, when you revisit our website, it will respond in a more personalized way remembering your preferences and providing faster page loading time, etc. These cookies can sit in your browser till the time you browse our website (Sessions cookies) or could be in your browser for a long period of time tracking your location, clicks on ads, etc. (Persistent cookies).
How do we use Cookies?
Cookies, by themselves, do not tell us your email address or other personal information unless you choose to provide this information to us by, for example, registering at our website. Once you choose to provide a web page with personal information, this information may be linked to the data stored in the cookie. A cookie is like an identification card. It is unique to your computer and can only be read by the server that gave it to you.
We use cookies to understand website usage and to improve the content and offerings on our website. For example, we may use cookies to personalize your experience on our web pages (e.g. to recognize you by name when you return to our site). We also may use cookies to offer you products and services. We also may use cookies to offer you products and services. Cookies save you time as they help us to remember who you are. We can learn about what content is important to you and what is not. We can revise or remove web pages that are not of interest and focus our energies on content you want.
The data collected from your browsers is stored in log-files with us and is mostly in an aggregated and anonymized form. In rare events that our websites use cookies to store personal information about you, Engarde Financial Group LLC encrypts this personal data to avert unauthorized use by anyone else.
What do Cookies contain?
When we place these cookies on your browser, they typically contain:
a unique name set by the site that generated it a value - the information within it that recalls your previous activities an expiration date, which determines how long the cookie will remain active in your browser before being automatically deleted.
Aggregated Data:
Essential Cookies: Essential cookies include cookies that help us collect your account and log-in information or billing details so that you can experience all our features on the website. Disabling these cookies on your browser might block certain features on our website.
Performance Cookies: Performance cookies collect information on how users interact with our website, including what pages are visited most, as well as other analytical data. We use these details to improve how our website functions and to understand how users interact with them.
Functionality Cookies: These cookies can tell us which language you prefer, what products are you interested and also provide live chat support for the same on the website and also store such preferences and other information for the next time you login or visit our website. They can also help you fill out forms on the website or for any service more easily.
Advertising cookies: These cookies are used to display related advertising to visitors who use our services or visit our website or deliver, as well as to comprehend and account on the effectiveness of ads served on our website. They track specifics such as the number of unique visitors, the number of times particular ads have been displayed, and the amount of clicks the ads have received. They are also used to build user profiles, including showing you ads based on products you have viewed or acts you have taken on our (and other) websites.
Third Party Cookies and Social Networks: The advertising cookies or certain linked features from different social media website may also be collected if you choose to click on them and link them to your account. These might be used by our third-party vendors to offer or sell some of the related products that you might be interested in depending upon your preferences.
Controlling the Cookies.
If you want to control which cookies you accept, you can configure your browser to accept all cookies or to alert you every time a cookie is offered by the website's server. Generally, your browser will offer you the choice to accept, refuse or delete cookies at all times, or those from providers that website owners use i.e. third-party cookies, or those from specific websites.
Most browsers automatically accept cookies. You can set your browser option so that you will not receive cookies and you can also delete existing cookies from your browser. You may find that some parts of the site will not function properly if you have refused cookies. Please be aware that if you do not configure your browser you will accept cookies provided by this website.
Alternatively, you can delete cookies from your browser once you are done using the websites. However, this may delete some saved information like your account information or saved forms that you might have filled on the browser.
Changes to this policy.
We may update this policy from time to time. If we make significant alterations, we will let you know but we recommend you to regularly check this policy to ensure you are aware of the most updated version.
Office: 2500 Mosside Blvd, Monroeville PA 15146-3511
Email: service@engardefinancial.com
Call: (412) 533-2373
